Privacy Policy

Last updated: January 2025

1. Introduction

Welcome to 888UPI.com ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment collections and distributions services.

By using 888UPI.com, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

2.1 Personal Information

We collect personal information that you voluntarily provide to us when you:

  • Register for an account
  • Use our Collections or Distributions services
  • Contact us for support
  • Subscribe to our newsletter

This information may include: name, email address, phone number, business details, bank account information, UPI ID, tax identification numbers, and transaction history.

2.2 Automatically Collected Information

When you access our services, we automatically collect certain information, including:

  • IP address and device information
  • Browser type and version
  • Operating system
  • Access times and dates
  • Pages viewed and links clicked
  • Transaction details and payment information

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, operate, and maintain our Collections and Distributions services
  • To process your transactions and send related information
  • To verify your identity and prevent fraud
  • To communicate with you about your account and services
  • To comply with legal obligations and regulatory requirements
  • To improve our services and develop new features
  • To send promotional communications (with your consent)
  • To protect against unauthorized transactions and security threats

4. Information Sharing and Disclosure

We may share your information in the following situations:

  • Service Providers: With third-party vendors who perform services on our behalf (payment processors, hosting providers, analytics services)
  • Business Partners: With banks, UPI providers, and payment networks to process transactions
  • Legal Requirements: When required by law, court order, or government regulations
  • Fraud Prevention: To detect, prevent, or address fraud, security, or technical issues
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

  • SSL/TLS encryption for data transmission
  • Encrypted storage of sensitive information
  • Regular security audits and vulnerability assessments
  • Access controls and authentication mechanisms
  • Monitoring and logging of system activities

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Portability: Request a copy of your data in a portable format
  • Objection: Object to our processing of your information
  • Withdrawal: Withdraw consent for data processing (where applicable)

To exercise these rights, please contact us using the information provided below.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Transaction records may be retained for up to 7 years to comply with financial regulations and tax requirements.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our service and store certain information. For detailed information about the cookies we use and your choices regarding cookies, please see our Cookie Policy.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. We take appropriate safeguards to ensure that your personal information remains protected in accordance with this Privacy Policy.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

888UPI.com

Email: privacy@888upi.com

Support: support@888upi.com